<?xml version="1.0" encoding="UTF-8"?>
<rss version="2.0"
	xmlns:content="http://purl.org/rss/1.0/modules/content/"
	xmlns:wfw="http://wellformedweb.org/CommentAPI/"
	xmlns:dc="http://purl.org/dc/elements/1.1/"
	xmlns:atom="http://www.w3.org/2005/Atom"
	xmlns:sy="http://purl.org/rss/1.0/modules/syndication/"
	xmlns:slash="http://purl.org/rss/1.0/modules/slash/"
	xmlns:georss="http://www.georss.org/georss" xmlns:geo="http://www.w3.org/2003/01/geo/wgs84_pos#" xmlns:media="http://search.yahoo.com/mrss/"
	>

<channel>
	<title>Economic Geographies &#187; Ghana</title>
	<atom:link href="http://rachelstrohm.com/category/countries/ghana/feed/" rel="self" type="application/rss+xml" />
	<link>http://rachelstrohm.com</link>
	<description></description>
	<lastBuildDate>Fri, 14 May 2010 16:27:05 +0000</lastBuildDate>
	<language>en</language>
	<sy:updatePeriod>hourly</sy:updatePeriod>
	<sy:updateFrequency>1</sy:updateFrequency>
	<generator>http://wordpress.com/</generator>
<cloud domain='rachelstrohm.com' port='80' path='/?rsscloud=notify' registerProcedure='' protocol='http-post' />
<image>
		<url>http://www.gravatar.com/blavatar/201baa6bb0815a79cedf25f02c5692c3?s=96&#038;d=http://s2.wp.com/i/buttonw-com.png</url>
		<title>Economic Geographies &#187; Ghana</title>
		<link>http://rachelstrohm.com</link>
	</image>
	<atom:link rel="search" type="application/opensearchdescription+xml" href="http://rachelstrohm.com/osd.xml" title="Economic Geographies" />
	<atom:link rel='hub' href='http://rachelstrohm.com/?pushpress=hub'/>
		<item>
		<title>Contextualized illustration</title>
		<link>http://rachelstrohm.com/2010/05/03/contextualized-illustration/</link>
		<comments>http://rachelstrohm.com/2010/05/03/contextualized-illustration/#comments</comments>
		<pubDate>Mon, 03 May 2010 14:28:09 +0000</pubDate>
		<dc:creator>Rachel Strohm</dc:creator>
				<category><![CDATA[Agriculture]]></category>
		<category><![CDATA[Art]]></category>
		<category><![CDATA[Communication]]></category>
		<category><![CDATA[Culture]]></category>
		<category><![CDATA[Economics]]></category>
		<category><![CDATA[Ghana]]></category>

		<guid isPermaLink="false">http://rachelstrohm.com/?p=541</guid>
		<description><![CDATA[IPA-Tamale recently moved to a new office, and in the course of packing up the Examining Underinvestment in Agriculture storeroom I found a flipbook used by the Ministry of Food &#38; Agriculture to educate farmers about the benefits of using fertilizer on their maize fields.  MOFA has its share of politicized decision-making and elite capture, [...]<img alt="" border="0" src="http://stats.wordpress.com/b.gif?host=rachelstrohm.com&blog=6927864&post=541&subd=developmentdaily&ref=&feed=1" />]]></description>
			<content:encoded><![CDATA[<p>IPA-Tamale recently moved to a new office, and in the course of packing up the <a href="http://poverty-action.org/research/projects/0072">Examining Underinvestment in Agriculture</a> storeroom I found a flipbook used by the <a href="http://www.mofa.gov.gh/">Ministry of Food &amp; Agriculture</a> to educate farmers about the benefits of using fertilizer on their maize fields.  MOFA has its share of <a href="http://weekly.farmradio.org/2009/10/05/1-africa-fertilizer-subsidies-don%E2%80%99t-always-reach-those-in-need-various-sources/">politicized decision-making and elite capture</a>, especially with regards to fertilizer distribution, but interestingly enough it still commissioned illustrations that were thoroughly representative of the lives of the average smallholder farmer.</p>
<p style="text-align:center;"><a href="http://developmentdaily.files.wordpress.com/2010/05/img_5024.jpg"><img class="aligncenter size-medium wp-image-543" title="Maize Flipbook" src="http://developmentdaily.files.wordpress.com/2010/05/img_5024.jpg?w=225&#038;h=300" alt="" width="225" height="300" /></a></p>
<p style="text-align:center;">Cover.  As you&#8217;ll see, the intended audience is one of male farmers, who grow maize as an accepted male crop &#8211; but their wives still play a significant if unacknowledged role.</p>
<p style="text-align:left;">Skipping to the middle of the book for a second, this illustration of the farmer in his field captures a lot about the intended audience.  Note the straw hat, simple sandals, manual distribution of fertilizer, and use of a repurposed condensed milk can to hold it.</p>
<p style="text-align:center;"><a href="http://developmentdaily.files.wordpress.com/2010/05/img_5031.jpg"><img class="aligncenter size-medium wp-image-545" title="Fertilizer Distribution" src="http://developmentdaily.files.wordpress.com/2010/05/img_5031.jpg?w=225&#038;h=300" alt="" width="225" height="300" /></a></p>
<p style="text-align:center;">
<p style="text-align:left;">Contrast this to the implicitly better-off fertilizer salesman, who shows up to deliver fertilizer in a baseball cap and closed-toe shoes.  (Jan Chipchase has a <a href="http://janchipchase.com/2010/04/dress-code/">good post</a> mentioning footwear as status markers.)  There&#8217;s not much romanticization of the economic prospects of smallholder farming here.</p>
<p style="text-align:center;"><a href="http://developmentdaily.files.wordpress.com/2010/05/img_5028.jpg"><img class="aligncenter size-medium wp-image-546" title="the wealth of a salesman" src="http://developmentdaily.files.wordpress.com/2010/05/img_5028.jpg?w=225&#038;h=300" alt="" width="225" height="300" /></a></p>
<p style="text-align:center;">
<p style="text-align:left;">There&#8217;s some great detail as well in the section on how to avoid storing fertilizer improperly.  The protagonist obviously isn&#8217;t doing too badly, because he has a metal roof, but leaks are a persistent problem.  His young daughter, here seen splashing in the spilled fertilizer, is wearing appropriate earrings and <a href="http://torwoli.blogspot.com/2007/05/signs-of-beauty.html">waist beads</a>.  (And yes, it&#8217;s quite normal that she&#8217;s wearing nothing else.)</p>
<p style="text-align:center;"><a href="http://developmentdaily.files.wordpress.com/2010/05/img_5029.jpg"><img class="aligncenter size-medium wp-image-549" title="what not to do" src="http://developmentdaily.files.wordpress.com/2010/05/img_5029.jpg?w=225&#038;h=300" alt="" width="225" height="300" /></a></p>
<p style="text-align:center;">
<p style="text-align:left;">What does it mean for farmers to recognize themselves in this officially sanctioned view of how to farm?</p>
<br />Filed under: <a href='http://rachelstrohm.com/category/economics/agriculture/'>Agriculture</a>, <a href='http://rachelstrohm.com/category/culture/art/'>Art</a>, <a href='http://rachelstrohm.com/category/culture/communication/'>Communication</a>, <a href='http://rachelstrohm.com/category/culture/'>Culture</a>, <a href='http://rachelstrohm.com/category/economics/'>Economics</a>, <a href='http://rachelstrohm.com/category/countries/ghana/'>Ghana</a>  <a rel="nofollow" href="http://feeds.wordpress.com/1.0/gocomments/developmentdaily.wordpress.com/541/"><img alt="" border="0" src="http://feeds.wordpress.com/1.0/comments/developmentdaily.wordpress.com/541/" /></a> <a rel="nofollow" href="http://feeds.wordpress.com/1.0/godelicious/developmentdaily.wordpress.com/541/"><img alt="" border="0" src="http://feeds.wordpress.com/1.0/delicious/developmentdaily.wordpress.com/541/" /></a> <a rel="nofollow" href="http://feeds.wordpress.com/1.0/gostumble/developmentdaily.wordpress.com/541/"><img alt="" border="0" src="http://feeds.wordpress.com/1.0/stumble/developmentdaily.wordpress.com/541/" /></a> <a rel="nofollow" href="http://feeds.wordpress.com/1.0/godigg/developmentdaily.wordpress.com/541/"><img alt="" border="0" src="http://feeds.wordpress.com/1.0/digg/developmentdaily.wordpress.com/541/" /></a> <a rel="nofollow" href="http://feeds.wordpress.com/1.0/goreddit/developmentdaily.wordpress.com/541/"><img alt="" border="0" src="http://feeds.wordpress.com/1.0/reddit/developmentdaily.wordpress.com/541/" /></a> <img alt="" border="0" src="http://stats.wordpress.com/b.gif?host=rachelstrohm.com&blog=6927864&post=541&subd=developmentdaily&ref=&feed=1" />]]></content:encoded>
			<wfw:commentRss>http://rachelstrohm.com/2010/05/03/contextualized-illustration/feed/</wfw:commentRss>
		<slash:comments>1</slash:comments>
	
		<media:content url="http://1.gravatar.com/avatar/34be9f909b287ead003f171adce4fa1b?s=96&#38;d=identicon&#38;r=G" medium="image">
			<media:title type="html">rachelstrohm</media:title>
		</media:content>

		<media:content url="http://developmentdaily.files.wordpress.com/2010/05/img_5024.jpg?w=225" medium="image">
			<media:title type="html">Maize Flipbook</media:title>
		</media:content>

		<media:content url="http://developmentdaily.files.wordpress.com/2010/05/img_5031.jpg?w=225" medium="image">
			<media:title type="html">Fertilizer Distribution</media:title>
		</media:content>

		<media:content url="http://developmentdaily.files.wordpress.com/2010/05/img_5028.jpg?w=225" medium="image">
			<media:title type="html">the wealth of a salesman</media:title>
		</media:content>

		<media:content url="http://developmentdaily.files.wordpress.com/2010/05/img_5029.jpg?w=225" medium="image">
			<media:title type="html">what not to do</media:title>
		</media:content>
	</item>
		<item>
		<title>The best of field research</title>
		<link>http://rachelstrohm.com/2010/03/20/the-best-and-worst-of-research-in-tamale/</link>
		<comments>http://rachelstrohm.com/2010/03/20/the-best-and-worst-of-research-in-tamale/#comments</comments>
		<pubDate>Sat, 20 Mar 2010 13:13:17 +0000</pubDate>
		<dc:creator>Rachel Strohm</dc:creator>
				<category><![CDATA[Culture]]></category>
		<category><![CDATA[Development Work]]></category>
		<category><![CDATA[FYI]]></category>
		<category><![CDATA[Ghana]]></category>
		<category><![CDATA[My Travels]]></category>
		<category><![CDATA[Research]]></category>

		<guid isPermaLink="false">http://rachelstrohm.com/?p=412</guid>
		<description><![CDATA[That said, my last post doesn&#8217;t particularly convey the sense that I like my job, which I very much do.  There are all these small human moments that account for that, that liking, such as the following. Perhaps the most wondrous thing about field research is people&#8217;s grace in allowing strangers into their homes, their [...]<img alt="" border="0" src="http://stats.wordpress.com/b.gif?host=rachelstrohm.com&blog=6927864&post=412&subd=developmentdaily&ref=&feed=1" />]]></description>
			<content:encoded><![CDATA[<p>That said, my last post doesn&#8217;t particularly convey the sense that I <em>like</em> my job, which I very much do.  There are all these small human moments that account for that, that liking, such as the following.</p>
<ul>
<li>Perhaps the most wondrous thing      about field research is people&#8217;s  grace in allowing strangers into their      homes, their lives, to pose a series of questions whose purpose      must surely seem cryptic  to them.  (The surveyors do introduce      themselves, and the purpose  of the research, of course.  But I think it&#8217;s a far cry from  those introductions to understanding the worlds      of academic  publishing, or [in the case of this study] insurance product       design, that are the prime movers behind these surveys.)  And yet       they do let them in.  They even let me in, when I am monitoring       surveyors in the field, and I have been profoundly grateful for these       chances to sit under respondents&#8217; carefully thatched roofs and listen  to snatches of their lives in my mediocre <a href="http://en.wikipedia.org/wiki/Dagbani_language">Dagbani</a>.</li>
<li>It has been a blast getting to      know our surveyors.  The team leaders are just great &#8211; thoughtful,      organized, and intelligent &#8211; and I&#8217;ve slowly moved past my initial      monolithic impression of the larger survey team as &#8220;that group of 20 men (and      one woman) who do a lightning strike on the office for their netbooks each      morning&#8221; to individual interactions, individual personalities.       There&#8217;s L., who willingly took on additional work when his team leader      fell ill, and D., who is perpetually flashing the friendliest smile at      everyone, and J., who elevated himself considerably in my opinion when he      finally stopped flirting in French and began speaking to me politely, and many others.  They have been a fantastic group of people to work with.</li>
<li>And honestly, much of what&#8217;s enjoyable is a succession of small daily things.  The reckless glee of being on the back of a surveyor&#8217;s motorcycle, on our way to find a respondent, speeding between houses so closely spaced our legs brushed the mud walls on either side.  The temporary cooling of buying cold <a href="http://www.flickr.com/photos/ruminatrix/2719460878/">Pure Water sachets</a> on the way to the office and drinking them as quickly as possible.  Chasing chickens and small beautiful children out of the open door of the Walewale office, somewhat halfheartedly, because they think it&#8217;s a game to come into the office and get chased, and I enjoy the break.  An unexpected frog hopping out of a backpack containing soil samples and  into my hands, to be set free outside.  All of these, perfect pleasant diversions from a job that is at times overwhelmingly busy, but always worthwhile.</li>
</ul>
<br />Filed under: <a href='http://rachelstrohm.com/category/culture/'>Culture</a>, <a href='http://rachelstrohm.com/category/development-work/'>Development Work</a>, <a href='http://rachelstrohm.com/category/fyi/'>FYI</a>, <a href='http://rachelstrohm.com/category/countries/ghana/'>Ghana</a>, <a href='http://rachelstrohm.com/category/development-work/my-travels/'>My Travels</a>, <a href='http://rachelstrohm.com/category/development-work/research/'>Research</a>  <a rel="nofollow" href="http://feeds.wordpress.com/1.0/gocomments/developmentdaily.wordpress.com/412/"><img alt="" border="0" src="http://feeds.wordpress.com/1.0/comments/developmentdaily.wordpress.com/412/" /></a> <a rel="nofollow" href="http://feeds.wordpress.com/1.0/godelicious/developmentdaily.wordpress.com/412/"><img alt="" border="0" src="http://feeds.wordpress.com/1.0/delicious/developmentdaily.wordpress.com/412/" /></a> <a rel="nofollow" href="http://feeds.wordpress.com/1.0/gostumble/developmentdaily.wordpress.com/412/"><img alt="" border="0" src="http://feeds.wordpress.com/1.0/stumble/developmentdaily.wordpress.com/412/" /></a> <a rel="nofollow" href="http://feeds.wordpress.com/1.0/godigg/developmentdaily.wordpress.com/412/"><img alt="" border="0" src="http://feeds.wordpress.com/1.0/digg/developmentdaily.wordpress.com/412/" /></a> <a rel="nofollow" href="http://feeds.wordpress.com/1.0/goreddit/developmentdaily.wordpress.com/412/"><img alt="" border="0" src="http://feeds.wordpress.com/1.0/reddit/developmentdaily.wordpress.com/412/" /></a> <img alt="" border="0" src="http://stats.wordpress.com/b.gif?host=rachelstrohm.com&blog=6927864&post=412&subd=developmentdaily&ref=&feed=1" />]]></content:encoded>
			<wfw:commentRss>http://rachelstrohm.com/2010/03/20/the-best-and-worst-of-research-in-tamale/feed/</wfw:commentRss>
		<slash:comments>2</slash:comments>
	
		<media:content url="http://1.gravatar.com/avatar/34be9f909b287ead003f171adce4fa1b?s=96&#38;d=identicon&#38;r=G" medium="image">
			<media:title type="html">rachelstrohm</media:title>
		</media:content>
	</item>
		<item>
		<title>Where I&#8217;ve been</title>
		<link>http://rachelstrohm.com/2010/03/20/where-ive-been-2/</link>
		<comments>http://rachelstrohm.com/2010/03/20/where-ive-been-2/#comments</comments>
		<pubDate>Sat, 20 Mar 2010 12:45:35 +0000</pubDate>
		<dc:creator>Rachel Strohm</dc:creator>
				<category><![CDATA[Agriculture]]></category>
		<category><![CDATA[Development Work]]></category>
		<category><![CDATA[FYI]]></category>
		<category><![CDATA[Ghana]]></category>
		<category><![CDATA[My Travels]]></category>
		<category><![CDATA[Research]]></category>

		<guid isPermaLink="false">http://rachelstrohm.com/?p=409</guid>
		<description><![CDATA[There is a very strong correlation between my returning to Africa and my completely neglecting this blog &#8211; which says less about African internet than about how busy I always find myself when I&#8217;m here!  I came into my current position with IPA at the beginning of a two-month household survey examining underinvestment in agriculture [...]<img alt="" border="0" src="http://stats.wordpress.com/b.gif?host=rachelstrohm.com&blog=6927864&post=409&subd=developmentdaily&ref=&feed=1" />]]></description>
			<content:encoded><![CDATA[<p style="text-align:center;"><a href="http://developmentdaily.files.wordpress.com/2010/03/ipa_africa_logo_light.jpg"></a><a href="http://developmentdaily.files.wordpress.com/2010/03/ipa_africa_logo_light.jpg"><img class="aligncenter size-medium wp-image-483" title="IPA" src="http://developmentdaily.files.wordpress.com/2010/03/ipa_africa_logo_light.jpg?w=300&#038;h=150" alt="" width="300" height="150" /></a>
</p>
<p>There is a very strong correlation between my returning to Africa and  my completely neglecting this blog &#8211; which says less about African  internet than about how busy I always find myself when I&#8217;m here!  I came  into my current position with <a href="http://poverty-action.org">IPA</a> at the beginning of a  two-month household survey examining <a href="http://poverty-action.org/research/projects/0072">underinvestment  in agriculture</a> in northern Ghana, and since then our whole team has  been working non-stop.  Our surveyors leave for the field between 7 and  8 am every day, so I&#8217;m usually at the office by 6.30 to make sure that  everything&#8217;s prepared.  Then it&#8217;s a long day of tracking survey  documents, sorting soil samples, assigning survey teams to new  communities, preparing per diem payments, troubleshooting the <a href="http://usa.asus.com/product.aspx?P_ID=mgbM6OJJ5FE2Oiw0">netbooks</a> &amp; <a href="http://www.blaise.com/">survey software</a> used in the field,  selecting respondents for field audits, taking calls from surveyors,  and making frequent three-hour round trips up to our satellite office in  <a href="http://maps.google.com/maps?f=q&amp;source=s_q&amp;hl=en&amp;geocode=&amp;q=walewale,+ghana&amp;ie=UTF8&amp;hq=&amp;hnear=Walewale,+West+Mamprusi,+Northern,+Ghana&amp;ll=8.320212,-0.944824&amp;spn=11.460708,19.709473&amp;z=6">Walewale</a>,  among any number of other things.  An early day might end at 7 pm, and a  late one at 10 pm.  The sheer amount of work has forced me to grow more  as a manager than I have in any other position I&#8217;ve yet had, which has  been fantastic.  It simply doesn&#8217;t leave much space at the edges of my  days for anything else.</p>
<br />Filed under: <a href='http://rachelstrohm.com/category/economics/agriculture/'>Agriculture</a>, <a href='http://rachelstrohm.com/category/development-work/'>Development Work</a>, <a href='http://rachelstrohm.com/category/fyi/'>FYI</a>, <a href='http://rachelstrohm.com/category/countries/ghana/'>Ghana</a>, <a href='http://rachelstrohm.com/category/development-work/my-travels/'>My Travels</a>, <a href='http://rachelstrohm.com/category/development-work/research/'>Research</a>  <a rel="nofollow" href="http://feeds.wordpress.com/1.0/gocomments/developmentdaily.wordpress.com/409/"><img alt="" border="0" src="http://feeds.wordpress.com/1.0/comments/developmentdaily.wordpress.com/409/" /></a> <a rel="nofollow" href="http://feeds.wordpress.com/1.0/godelicious/developmentdaily.wordpress.com/409/"><img alt="" border="0" src="http://feeds.wordpress.com/1.0/delicious/developmentdaily.wordpress.com/409/" /></a> <a rel="nofollow" href="http://feeds.wordpress.com/1.0/gostumble/developmentdaily.wordpress.com/409/"><img alt="" border="0" src="http://feeds.wordpress.com/1.0/stumble/developmentdaily.wordpress.com/409/" /></a> <a rel="nofollow" href="http://feeds.wordpress.com/1.0/godigg/developmentdaily.wordpress.com/409/"><img alt="" border="0" src="http://feeds.wordpress.com/1.0/digg/developmentdaily.wordpress.com/409/" /></a> <a rel="nofollow" href="http://feeds.wordpress.com/1.0/goreddit/developmentdaily.wordpress.com/409/"><img alt="" border="0" src="http://feeds.wordpress.com/1.0/reddit/developmentdaily.wordpress.com/409/" /></a> <img alt="" border="0" src="http://stats.wordpress.com/b.gif?host=rachelstrohm.com&blog=6927864&post=409&subd=developmentdaily&ref=&feed=1" />]]></content:encoded>
			<wfw:commentRss>http://rachelstrohm.com/2010/03/20/where-ive-been-2/feed/</wfw:commentRss>
		<slash:comments>1</slash:comments>
	
		<media:content url="http://1.gravatar.com/avatar/34be9f909b287ead003f171adce4fa1b?s=96&#38;d=identicon&#38;r=G" medium="image">
			<media:title type="html">rachelstrohm</media:title>
		</media:content>

		<media:content url="http://developmentdaily.files.wordpress.com/2010/03/ipa_africa_logo_light.jpg?w=300" medium="image">
			<media:title type="html">IPA</media:title>
		</media:content>
	</item>
		<item>
		<title>Income variability &amp; emergency saving</title>
		<link>http://rachelstrohm.com/2009/01/14/2nd-thing-learned/</link>
		<comments>http://rachelstrohm.com/2009/01/14/2nd-thing-learned/#comments</comments>
		<pubDate>Wed, 14 Jan 2009 13:10:27 +0000</pubDate>
		<dc:creator>Rachel Strohm</dc:creator>
				<category><![CDATA[Ghana]]></category>
		<category><![CDATA[Incentives]]></category>
		<category><![CDATA[Income Variability]]></category>
		<category><![CDATA[My Travels]]></category>
		<category><![CDATA[Savings]]></category>

		<guid isPermaLink="false">http://developmentdaily.wordpress.com/?p=7</guid>
		<description><![CDATA[Income variability is hugely important.  The salient factor about the incomes of poor people isn&#8217;t just that they&#8217;re low; it&#8217;s that they vary seasonally and daily, which makes regular payments for anything difficult.  Commitment savings devices are even better worth pursuing in this circumstance, because the combination of poverty and a variable income can be [...]<img alt="" border="0" src="http://stats.wordpress.com/b.gif?host=rachelstrohm.com&blog=6927864&post=7&subd=developmentdaily&ref=&feed=1" />]]></description>
			<content:encoded><![CDATA[<p>Income variability is hugely important.  The salient factor about the incomes of poor people isn&#8217;t just that they&#8217;re low; it&#8217;s that <a href="http://www.uncdf.org/mfdl/readings/PoorMoney.pdf">they vary seasonally and daily</a>, which makes regular payments for anything difficult.  Commitment savings devices are even better worth pursuing in this circumstance, because the combination of poverty and a variable income can be tragic when it comes to large welfare-related expenses, such as school fees or healthcare.  Pursuing &#8220;<a href="http://siteresources.worldbank.org/INTFR/Resources/Ziaetl030309.pdf">opt-in</a>&#8221; savings strategies (such as paying people to open accounts) is a good option.   So is designing loan repayment systems with A) realistic assumptions of the timeframe of income generation, and B) flexible payment options.</p>
<p>In a sense, &#8220;emergency&#8221; microloans are just a more expensive form of saving for the poor.  Rather than saving in advance and earning interest, they have to save after the fact and pay interest.  The incentives of the poor (not reducing current consumption for future expenditures) and the banks (taking in interest instead of paying it out) are currently aligned on this issue, but it results in a suboptimal equilibrium.  Or, actually, I wonder how these incentives might vary between formal banks, and microfinance organizations (often non-profits) which may acquire their capital from different sources.  At the <a href="http://womenstrust.org">microfinance institution</a> I worked for in Ghana, the interest paid by lendees was just enough to cover their local operating costs.  It&#8217;s not totally clear to me how they could have paid interest on savings, even had they legally been able to accept deposits (which they weren&#8217;t, because they were registered as an NGO and not a bank).</p>
<br />Posted in Ghana, Incentives, Income Variability, My Travels, Savings  <a rel="nofollow" href="http://feeds.wordpress.com/1.0/gocomments/developmentdaily.wordpress.com/7/"><img alt="" border="0" src="http://feeds.wordpress.com/1.0/comments/developmentdaily.wordpress.com/7/" /></a> <a rel="nofollow" href="http://feeds.wordpress.com/1.0/godelicious/developmentdaily.wordpress.com/7/"><img alt="" border="0" src="http://feeds.wordpress.com/1.0/delicious/developmentdaily.wordpress.com/7/" /></a> <a rel="nofollow" href="http://feeds.wordpress.com/1.0/gostumble/developmentdaily.wordpress.com/7/"><img alt="" border="0" src="http://feeds.wordpress.com/1.0/stumble/developmentdaily.wordpress.com/7/" /></a> <a rel="nofollow" href="http://feeds.wordpress.com/1.0/godigg/developmentdaily.wordpress.com/7/"><img alt="" border="0" src="http://feeds.wordpress.com/1.0/digg/developmentdaily.wordpress.com/7/" /></a> <a rel="nofollow" href="http://feeds.wordpress.com/1.0/goreddit/developmentdaily.wordpress.com/7/"><img alt="" border="0" src="http://feeds.wordpress.com/1.0/reddit/developmentdaily.wordpress.com/7/" /></a> <img alt="" border="0" src="http://stats.wordpress.com/b.gif?host=rachelstrohm.com&blog=6927864&post=7&subd=developmentdaily&ref=&feed=1" />]]></content:encoded>
			<wfw:commentRss>http://rachelstrohm.com/2009/01/14/2nd-thing-learned/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
	
		<media:content url="http://1.gravatar.com/avatar/34be9f909b287ead003f171adce4fa1b?s=96&#38;d=identicon&#38;r=G" medium="image">
			<media:title type="html">rachelstrohm</media:title>
		</media:content>
	</item>
	</channel>
</rss>